Reach up to 10,000 merchants a day — always in the inbox.
Reach merchants in your sleep with a guaranteed 50–90% open rate. We turn your raw lead list into full applications with bank statements — no cold calls, no secretaries, no burnt domains.
Every cold email setup you've tried has burned out
MCA is the most spam-complained-about industry there is — more than any other vertical. Tools like Instantly and standard ESPs work for three or four weeks, then your domains get burnt and everything lands in spam. So you rebuild, switch providers, and get the same result.
A complete, managed cold email engine — built only for MCA
We don't hand you software and wish you luck. MCA Rocket is fully done-for-you: you bring the leads, we run the entire engine until a full application lands in your inbox.
Your own IPs & domains
Your sending is kept completely separate from every other client, on reputations we build and manage. You own your reputation — and can't be dragged down by another sender.
Proprietary AI warming
An in-house warming system emulates real-world positive engagement across a pool of 2M+ addresses, around the clock. It's not available to the public — and it's why you stay in the inbox for years, not weeks.
100% unique emails
We swap words and phrases on every send, generating hundreds of trillions of combinations. Every merchant gets an email unique to them, which slips past the strengthened MCA spam filter.
Smart segmentation
We analyze your list for real segments — by industry, state, and more — and write copy that actually fits each one. Your brand, your voice, never a shared template.
AI merchant replies
We answer merchant questions with AI so conversations never stall — and you review every response before it matters.
Full CAN-SPAM compliance
Real physical address, working opt-out, account rotation, and automatic quarantine of any sender not hitting the inbox. Compliant end to end.
Cold email is the only channel that still works for MCA at scale
Facebook and Google restrict credit-related ads and can't reliably target business owners. Text blasting non-opted-in merchants is illegal and gets you shut down. Cold calling needs a room full of reps you have to hire, train, and motivate. Email is the one channel where you can reach tens of thousands of qualified merchants a day — if, and only if, you can stay in the inbox.
That "if" is the whole game. The reason most MCA shops give up on email isn't the channel; it's that conventional tools weren't built for the most spam-complained-about industry on earth. MCA Rocket exists to close that gap, and it's all we do.
A conversion is a full application — not a click
We don't count opens or replies as wins. A result is a complete funding application with bank statements, sent straight to you. Merchants click through from the email into your own application portal, complete a clean funding application, and upload statements — and that submission lands in your inbox, attributed to the exact lead batch it came from.
Clients typically see 5–10 full apps a day. At full speed, the entry package generates 100–200 fundable applications a month. The best deals come from the leads you nurture, so we hit re-targeted batches again and again — in the inbox every time.
You own everything, and your leads stay private
The MCA industry is full of backdoor-ers and bad actors. We sit on the opposite end. We advertise your application link, so applications go directly to you and no one else. Your leads stay private indefinitely, in writing, by contract.
We don't sell or provide lead data, and we won't point you to lead vendors — sourcing leads is your responsibility. What we guarantee is what happens after: that your list gets marketed cleanly, lands in the inbox, and comes back as applications you own.
What's included
The Starlight package sends up to 150,000 targeted emails a month. Every tier includes the full engine, funnel, and reporting.
- Fully managed high-volume cold email setup
- Up to 150,000 targeted emails/month (scales to 300K and 1M on higher tiers)
- Extreme inbox optimization via our proprietary, in-house warming technology
- Email warmup & domain configuration for maximum deliverability
- Campaign strategy, targeting logic, and tailored copywriting
- AI-assisted merchant replies you review
- A merchant application portal so each email turns into a real submission
- Your own analytics login: applications, lead-source scoring, and per-batch performance
- Monthly nurture & retargeting of your best leads
From kickoff to apps in your inbox
Email marketing is a build, not a switch you flip. Here's the honest ramp.
Weeks 1–4 — Setup
We build the email engine, your application funnel, and your branding. We configure domains and start warming. No apps yet — this is the foundation everything rides on.
Month 2 — Launch & ramp
Campaigns begin. Volume climbs over about two weeks as warming matures and we tune segmentation and copy against live data.
Month 2.5–3+ — Full speed
Running at full volume, generating 100–200 applications a month on the entry tier — and climbing as we nurture and retarget your strongest segments.
Guaranteed inbox placement — or your money back.
If your inbox rate to Gmail / Google Workspace ever drops below 90%, you get refunded for the reduced-rate period. No one else offers that, because no one else can.
Email Blasting Setup — questions, answered
If your inbox rate to Gmail / Google Workspace ever drops below 90%, you get refunded for the reduced-rate period. We stand behind our in-house warmup engine on every campaign — no one else in MCA offers that.
The rest of the system
Ready to flood your pipeline with apps?
Let's talk about taking your MCA shop to the 21st century — with emails that always hit the inbox and design that actually converts.
Guaranteed inbox placement — or your money back.